Business Analyst -Durham, NC

Photon is seeking a Business Analyst who will play a critical role in bridging business needs, product strategy, and technical execution for complex, integration-driven platforms. This role involves engaging with stakeholders, defining product requirements, and ensuring collaboration across Product, Engineering, and Design teams while focusing on API-driven systems and financial operations.

Responsibilities:

• Gather, analyse, and translate business and product requirements into clear functional specifications and system behaviours
• Define detailed user stories, acceptance criteria, and workflows that enable seamless delivery by engineering teams
• Work closely with engineering teams to define and validate API interactions, data flows, and system integrations
• Partner with Product, Engineering, Design, and external stakeholders to reduce ambiguity and ensure alignment on requirements
• Support design and implementation of workflows for digital account onboarding, maintenance, and money movement processes
• Perform functional validation, test scenarios, and edge-case analysis to ensure solution accuracy and completeness
• Ensure solutions meet legal, regulatory, and risk requirements across financial and transactional systems

Requirements:

• 12+ years of experience as a Business Analyst in complex, technology-driven environments
• Strong experience working with APIs, data flows, and system integrations
• Proven expertise in digital account opening, account maintenance, and/or money movement workflows (transfers, TOA, bank linking)
• Ability to translate business needs into clear, executable requirements and system behavior
• Strong experience in writing user stories and defining acceptance criteria
• Proven ability to collaborate across Product, Engineering, and Design teams
• Experience ensuring solutions meet risk, legal, and regulatory requirements
• Strong hands-on experience in functional testing, validation, and real-world scenario analysis
• Experience in test case creation, execution, and defect tracking
• Strong problem-solving, analytical thinking, and communication skills
• Ability to work in complex, fast-paced environments with evolving requirements
• Familiarity with Agile methodologies and tools (JIRA, Confluence, etc.)