Evaluate loan requests to properly identify purpose, risk elements, and collateral adequacy.
Assess liquidity, quality of management, market position, industry, and overall business climate.
Analyze credit data and financial statements to determine creditworthiness.
Develop credit write-ups and make loan structuring decisions.
Collaborate with bankers and credit partners to drive the efficiency and effectiveness of the credit process.

Bachelor's Degree or equivalent work experience in finance, accounting, economics and/or business (required)
Minimum 2 years of commercial/specialty client segment underwriting, credit, banking and/or financial services experience (required)
Competent with Microsoft Office and the ability to learn and effectively utilize other technology applications (required)
Understanding of financial models (required)
Strong presentation and communication skills (required)

Credit Associate – Underwriting, Small Business Administration Guaranteed Loans

Key skills