Develop and implement segment-specific credit strategies
Strengthen governance frameworks
Embed and standardise credit risk management practices
Ownership of impairment forecasting for the PWB credit portfolio
Development and maintenance of forward-looking portfolio scenarios
Active monitoring of actual versus forecast impairments and capital consumption
Partnership with Finance for alignment between risk forecasts and budgeting
Support the definition and calibration of portfolio specific risk appetite metrics
Ongoing monitoring of portfolio performance against approved limits
Contribution to governance forums
Support current MI capability
Translate manual credit data into decision-ready insights
Enable faster credit and portfolio decisions through aligned MI outputs
Development of advanced portfolio analytics
Provision of decision support for strategic initiatives

Develop and implement segment-specific credit strategies
Define risk appetite
Establish early warning indicators
Drive capital and impairment forecasting
Strengthen governance frameworks
Embed and standardise credit risk management practices
Ownership of impairment forecasting for the PWB credit portfolio
Development and maintenance of forward-looking portfolio scenarios
Active monitoring of actual versus forecast impairments and capital consumption
Partnership with Finance in alignment between risk forecasts and budgeting
Support the definition and calibration of portfolio specific risk appetite metrics
Ongoing monitoring of portfolio performance against approved limits
Escalation of breaches or emerging risks
Contribution to governance forums
Support current MI capability
Translate manual credit data into decision-ready insights
Enable faster credit and portfolio decisions through aligned MI outputs
Development of advanced portfolio analytics
Identification of structural risks and opportunities
Support stress testing and scenario analysis
Provision of decision support for strategic initiatives

Portfolio Manager VP – Wealth Credit

Key skills