Identifies, develops and maintains a quality network of community-based organizations, Realtors, and local state/government agencies
Takes residential mortgage loan applications and communicates underwriting decisions
Increases mortgage loan volume, focusing on CRA, low-and moderate-income, and multicultural borrowers
Researches organizations and agencies within assigned geographic area
Establishes relationships with nonprofit organizations, realtors, and housing offices to generate referrals
Represents the bank in community-based meetings and initiatives
Explains variety of mortgage products and services available
Guides customers through the mortgage application process
Communicates regularly with customers, underwriters, and others to ensure application process proceeds as planned
Sells and originates residential mortgage loans according to established policies

Bachelor’s degree or progressive work experience in addition to experience below
3+ years related experience required
Self-directed, ability to plan own activities to achieve sales goals
Excellent time management skills
PC skills, including knowledge of mortgage origination and automated underwriting systems
Employee must maintain an active registration status with NMLS (Nationwide Mortgage Licensing System and Registry)
Established network of community-based organizations, municipalities and agencies whose primary focus is affordable housing and first time home buyer education
Demonstrated sales ability
In-depth knowledge of mortgage industry, products, lending practices and regulatory guidelines
Minimum target annual loan originations of 48 LMI/multicultural units

Community Mortgage Loan Officer

Key skills