Lead Solutions Architect (P&C Insurance)

Understory is a leading provider of insurance solutions built for the era of climate change, seeking a Lead Solutions Architect to design and evolve their policy administration systems. This role requires a deep understanding of property & casualty insurance and involves collaborating with actuarial and underwriting teams to ensure system accuracy and integrity throughout the policy lifecycle.

Responsibilities:

• Own the design and evolution of Understory’s policy administration systems as core financial and regulatory infrastructure, including evaluating build vs. buy decisions and leading the selection, integration, customization, and long-term ownership of off-the-shelf insurance solutions when appropriate
• Ensure policy data supports accurate loss ratio measurement, carrier reporting, bordereaux, reserves, and reinsurance analysis
• Design system workflows that correctly handle endorsements, mid-term changes, cancellations, renewals, reinstatements, and historical policy reconstruction
• Anticipate and resolve edge cases that surface downstream through audits, reporting discrepancies, or financial close
• Partner directly with actuarial and underwriting teams to translate risk and pricing considerations into system behavior
• Work closely with software engineers to break down complex insurance problems into buildable, testable components
• Provide technical and domain leadership to engineers to ensure implementations align with insurance reality, not just clean abstractions
• Ensure systems are designed with auditability, traceability, and long-term correctness in mind