Principal Product Manager, Pricing Platform

Upstart is a leading AI lending marketplace dedicated to reducing the cost and complexity of borrowing for all Americans. The Principal Product Manager for the Pricing Platform will define and drive the strategy for a critical system that powers loan pricing and customer offers, ensuring reliability and scalability across multiple loan products.

Responsibilities:

• Define and execute the long-term vision for Upstart’s pricing platform, enabling scalable and reusable capabilities across multiple loan products
• Improve the reliability, quality, and availability of pricing systems, reducing risk and preventing high-impact failures in a business-critical system
• Drive platform evolution from a complex, monolithic architecture toward modular, service-oriented systems that increase engineering velocity
• Partner with engineering, machine learning, and product teams across unsecured, auto, and home lending to enable new pricing capabilities and use cases
• Balance competing priorities across stakeholders, making principled tradeoffs between short-term business needs and long-term platform investments
• Identify and unlock opportunities to accelerate product development by improving platform primitives and reducing dependency bottlenecks

Requirements:

• BA/BS in Economics, Computer Science, Electrical Engineering, Mathematics, Statistics, a related technical field, or equivalent practical experience
• 5-7 years of product management experience
• Experience building or managing backend platforms or infrastructure systems
• Experience working with engineering teams on large-scale, complex systems
• Experience defining product requirements and driving execution for technical products
• Experience working on pricing systems, ads platforms, or similar optimization systems
• Experience evolving monolithic systems into modular or service-oriented architectures
• Experience working in machine learning, data science, or analytics-driven environments
• Experience operating in highly cross-functional environments with multiple stakeholders