Mortgage and Credit Analyst

Role Overview

• You’ll support clients through the full loan cycle, from application to settlement.
• You’ll process loan applications with accuracy and efficiency, ensuring compliance with all regulatory requirements.
• Your role will also involve assessing creditworthiness, reviewing financial documents, and helping determine if a loan is a suitable risk.
• Confidently manage the full lifecycle of finance applications from initial lodgement through to final settlement.
• Review and package Residential and Commercial Loans.
• Execute all administrative tasks, data entry, and documentation management with high precision, ensuring compliance and efficiency across loan facilities.
• Organise and oversee multiple loan pipelines concurrently in a systematic, structured manner.
• Prioritize tasks effectively to maintain momentum, meet strict deadlines, and deliver high-quality support.
• Assess borrower creditworthiness with high analytical accuracy.
• Apply a solid understanding of Australian banks’ lending policies and frameworks to assist with structuring deals within Lender Policy.
• Maintain a clear audit trail of internal/external compliance standards ensuring all applications meet strict regulatory industry standards.
• Serve as a strong, effective communicator by managing professional interactions with mortgage brokers, clients, and lenders.
• Follow up directly with clients to collect required documentation and progress applications, while providing consistent, proactive updates on application progress and handling all queries in a structured manner.

Requirements

• Minimum 2+ years’ experience: Demonstrable experience in broking support or credit analysis, with a proven ability to manage loan applications from lodgment to settlement, ensuring accuracy and compliance.
• Australian client experience: Experience working as a loan processor or credit analyst servicing Australian clients.
• Strong communication skills: Fluent written & spoken English with excellent interpersonal skills.
• Ability of quickly grasping CRM systems: Tech-savvy with the ability to quickly learn digital tools to manage workflows and streamline loan processing (Experience in Infynity and Apply Online is preferred but not mandatory).
• High attention to detail: Exceptional accuracy specifically in data input.
• Strong Internet Connection: Stable fiber connectivity with a minimum bandwidth of 50 Mbps.

Benefits

• Fully Remote Work: WFH, always. We set you up with all the best equipment you need to work from home effectively. Never commute for work again.
• Competitive Compensation: A competitive salary package commensurate with your experience and skills.
• Team Events: We organise regular on-the-ground events for all our Elephant Teams staff members.
• Professional Growth: Opportunity to work alongside some of the best Australian companies & executives and further your career.