Finance Director

Role Overview

• Preparation of annual consolidated financial statements and individual companies.
• Responsible for delivery of monthly finance packs for board and Exco meetings.
• Ensure audit readiness across all jurisdictions. Liaising and managing external auditors.
• Ensuring any findings are addressed and reported appropriately.
• Implement process improvements, automation and simplification.
• Develop and implement all finance policies and procedures.
• Oversee the general ledger and any technical accounting judgements.
• Implement and continuously strengthen the financial control framework-segregation of duties, reconciliations, delegated authorities and controls.
• Own tax compliance (including corporation tax, VAT including partial exemption for payment/financial services, employment taxes) with specialist support as needed.
• Own and deliver the firm's FCA regulatory reporting, including financial and own-funds returns, submitted accurately and on time via RegData.
• Maintain a controlled regulatory-reporting calendar with clear preparation, review and submission controls, and reconcile all returns back to the general ledger.
• Calculate and monitor own funds and the capital adequacy position against the ongoing requirement and the board-approved buffers, escalating early where growth may erode headroom.
• Support forward capital planning with the CFO and Head of FP&A, and prepare capital and prudential MI for the Board and its committees.
• Report to Audit & Risk Committee on financial matters, providing all necessary management information and reports.
• Maintain robust financial and prudential controls, risk management frameworks and compliance.
• Provide Internal audit and Risk team with capital and liquidity oversight.
• Maintain the finance risk register.
• Lead, develop and set objectives for the finance team; build capability, cross-training and succession cover to remove key-person risk.
• Deputise for the CFO as required, including with the Board, investors, auditors, banking and trading counterparties, and the regulator.
• Partner the wider business — Commercial, Product, Operations, Risk and Technology to support sound, data-driven decisions.
• Cultivate a vibrant, rewarding and high performance culture, aligning the finance team objective with the company’s.
• Aide credit assessment of counterparties and other key suppliers.
• Maintain credit policy and procedure documentation, and ensure decisions are compliant with internal policy.
• Prepare and contribute to credit and exposure reporting for the Risk Committee and senior management.
• Respond to ad-hoc requests, investigating specific risk issues and providing insight to support business decisions.

Requirements

• Qualified accountant (ACA) with strong experience in senior finance role.
• UK GAAP (FRS 102) and IFRS; financial control frameworks and balance-sheet substantiation, and disclosure.
• FCA regulatory reporting and RegData; own funds and capital adequacy for e-money / payments firms.
• Payments and e-money economics (interchange, scheme fees, FX, the e-money float) and reconciliation at volume.
• UK tax for financial/payment services, including VAT partial exemption (working knowledge).
• Control-minded and detail-accurate, with sound judgement under regulatory scrutiny and deadlines.
• A credible, developing leader who builds and stretches teams and removes key-person risk.
• Clear communicator able to present financial and prudential matters to the Board, regulator and counterparties.
• Commercial and pragmatic — improves and automates process without weakening control.
• Excellent verbal and written communication skills.
• A true team player with a winning mentality and strong work ethic committed to continuous improvement and high performance.
• Adaptable, tenacious and flexible who can perform under pressure.

Benefits

• 🌴 Time to Recharge
• 25 days’ annual leave, plus bank holidays
• An extra day off for your birthday
• Holiday loyalty scheme rewarding long-term service
• Work abroad scheme for added flexibility
• 💰 Financial Wellbeing
• Competitive pension scheme via salary exchange
• Annual discretionary bonus scheme (eligible after probation)
• Financial education, planning & coaching platform
• Interest-free Season Ticket Loan for London travel
• Salary exchange nursery fee scheme
• 🩺 Health & Wellbeing
• Life Insurance
• Healthcare platform including:
• Cashback on dental, optical & physio
• Virtual GP access
• Mental health and stress support helplines
• Additional wellbeing resources
• 👶 Family & Lifestyle Support
• Enhanced parental leave
• Cycle to work scheme
• Flexible benefits that support everyday life
• 🚀 Growth & Career Development
• Career development and progression tools
• Opportunities to grow within a fast-scaling international business
• 🎉 A Great Team Culture

From sporting events and pub nights to seasonal celebrations and socials, we make time to connect and celebrate together.