An exciting opportunity has arisen for a Credit Officer to join the Securitisation team.
In Credit Risk we're here to support our business partners in achieving their goals, whilst managing credit risk and protecting the bank from any losses.
In this role, your focus will be supporting the Securitised Products Group.
Manage a portfolio of counterparties, and provide insightful, high-quality analysis, advice and guidance in a specific area of credit risk.
Execute control and tailored to senior stakeholder needs.
Prepare new business and annual credit reviews & present these submissions to sanctioning officials for approval.
Lead credit due diligence calls with clients, shape deal structures and inform credit risk appetite.
Provide lots of opportunity for new business, learning & development and general variety in your workload.

A robust understanding of Securitised Products structures (ABS, RMBS, etc.) and related credit risk drivers.
Sound knowledge of rating agency methodologies and their application in transactions.
Proficiency in credit analysis including cash flow modelling, stress testing, and scenario analysis.
Prior experience at a Bank and/or Rating agency desired.
Awareness of macroeconomic factors impacting asset performance and credit risk.
A sound understanding of the credit risk assessment of Financial Institutions or Large Corporate clients.
Exceptional organisation skills with the ability to juggle multiple requests, prioritise workloads, meet deadlines, as well as having the confidence to flag when you might need help;
Strong communication skills both written and verbal.
A committed team player with the ability to build & manage positive internal colleague relationships outside of the team.

Credit Officer – Securitisation, Financial Institutions

Key skills