Responsible for advancing the enterprise credit risk strategy, portfolio quality, and risk governance across all lending divisions.
Partner closely with the Chief Credit Officer to develop and execute credit policies, underwriting standards, and portfolio management routines.
Manages territory-based Senior Credit Officers to ensure localized credit risk management is consistent across the Bank’s footprint.
Oversees all aspects of small business lending, including production and operational support teams, such as credit underwriters.
Acts as the primary conduit to Risk, Finance, Compliance, and Operations for enterprise credit governance and issue resolution.
Champions change initiatives that improve credit discipline, client experience, and employee experience.

Bachelor's Degree in Accounting, Finance, Business, or related field required.
Master's Degree in Accounting, Business, Finance, Risk Management, or related field preferred.
10+ years of senior leadership experience required.
10+ years of progressive credit risk and/or underwriting experience in commercial and/or community banking required.
10+ years of progressive leadership experience with exposure across multiple levels of the organization required.
Professional risk or credit certifications (e.g., CRC, FRM, CFA) preferred.

Generous Paid Time Off (PTO) in addition to paid federal holidays.
Student debt employer repayment program.
401(k) retirement plan with a 6% match.
Medical, dental, vision, short-term and long-term disability benefits and life insurance.
Flexible spending accounts, health savings account, employee assistance program.
Paid Time Off (new hires accrue at .069 per hours worked which equates to approximately 18 days per year inclusive of paid sick time) and up to 11 paid Federal holidays.

Director of Enterprise Credit Risk

Key skills