About this role
Role Overview
- Perform full accounting bookkeeping for the Payment Institution according to the COSIF standard, ensuring adherence to BACEN rules and applicable regulations;
- Record accounting events in accordance with COSIF, BCB Resolution No. 2, CPCs accepted by BACEN and other prudential standards;
- Execute accounting and financial reconciliations, including: bank accounts; transit/clearing accounts; Pix settlement; contas gráficas (graphic accounts); customer and partner balances; float control and payment balances;
- Control accounting provisions, contingencies, expected credit losses (ECL), impairment, taxes, judicial deposits and asset movements;
- Support and execute monthly, semi-annual and annual accounting closings, ensuring integrity, traceability and compliance of information;
- Prepare and validate mandatory financial statements, including: Balance Sheet (BP); Income Statement / Statement of Profit or Loss (DRE); Statement of Comprehensive Income (DRA); Cash Flow Statement (DFC); Statement of Changes in Equity (DMPL); Notes to the Financial Statements; Management Report; Support for the Independent Auditor's Report;
- Prepare and support regulatory and prudential submissions to BACEN, including Document 9010 and other applicable accounting CADOCs;
- Ensure proper segregation of payment accounts and validation of prudential accounting classifications;
- Control operating revenues and expenses of the financial operation, including MDR (merchant discount rate), fees and other financial products;
- Support the calculation and monitoring of prudential indicators, such as: Reference Equity (PR); minimum regulatory capital; simplified Basel framework for Payment Institutions;
- Provide support for internal and external audits, ensuring audit trail, supporting documentation and regulatory compliance;
- Monitor regulatory changes from the Central Bank of Brazil (BACEN), CPC/IFRS and other standards applicable to the financial and payments market;
- Support the implementation and accounting control of intangible assets in accordance with BCB resolutions, including: capitalization/recognition of internally developed products; project control; CAPEX/OPEX segregation;
- Support processes related to equity, share capital and the prudential statements of the Payment Institution;
- Participate in the continuous improvement of accounting processes, internal controls and automation of the finance and regulatory area.
Requirements
- Bachelor's degree in Accounting (Sciences Contábeis);
- Experience in accounting for financial institutions, fintechs or Payment Institutions;
- Knowledge of COSIF and BACEN regulations;
- Experience with accounting closes and preparation of financial statements;
- Knowledge of CPC/IFRS applicable to the financial sector;
- Experience with accounting reconciliations and financial controls;
- Intermediate to advanced Excel skills.
Benefits
- Annual Bonus: up to 3 months' salary, extendable to all employees.
- Career Plan: feedback culture with 360° performance evaluations; internal recognition program and close engagement with management including 1:1 meetings.
- "NDD with You": financial education program, psychological counseling, legal advice and social support.
- Health: Unimed health plan and life insurance; support for flu vaccination and wellness initiatives.
- Meals: meal allowance; coffee and fruit available in the office.
- Well-being: relaxation space with leisure area, barbecue and games.
- Partnership with SESC: access to culture, education and tourism.
- Education: study grants; support for learning new languages; encouragement to attend industry events; support for certifications.
- Transport: commuter allowance for travel; on-site parking and bike rack.
- Birthday Voucher: to celebrate this special date.
- Work Schedule: 40 hours per week / Flexible hours.