Product Manager, Deposits (PayPal Bank)

PayPal is a global payments company that provides financial products and services for consumers and businesses. The Product Manager will lead the strategy, development, launch, and ongoing management of PayPal Bank’s merchant and consumer savings deposit products, coordinating with cross-functional teams to ensure customer focus, financial viability, operational sustainability, and regulatory compliance.

Responsibilities:

• Inputs to product strategy with cross-functional stakeholders consistent with the shared vision for the product or enabling platform
• Implements the architectural roadmap that balances innovative design and technical implementation, while balancing regulatory requirements, time-to-market, meeting customer needs and product profitability
• Controls for the customer experience and customer needs in product requirements and as an input to decision making
• Monitors metrics that inform the success of products including usability studies, research and market analysis
• Manages one or more workstreams to include analytics, customer discovery, market research and competitive analysis to drive data-driven decision-making
• Monitors product profitability measures, including budget
• Participates in operational mechanisms that drive execution and accountability including Product Reviews, Operating Reviews, and Business Reviews. Interfaces with product and technology leadership as needed
• Partners with content developers, data scientists, product designers and user experience researchers

Requirements:

• 5+ years relevant experience and a Bachelor's degree OR Any equivalent combination of education and experience
• Recent demonstrated experience managing deposit products within banking, fintech, or financial services, including product strategy, pricing, customer experience, servicing, and lifecycle management
• Knowledge of merchant/small-business and consumer savings products, deposit pricing and funding, transfers, servicing, and account lifecycle management
• experience with FBO or brokered deposit structures is a plus
• Experience supporting regulatory examinations, audits, product governance reviews, control assessments, issue remediation, and regulatory response activities
• Experience managing products delivered through affiliate, third-party, or shared-service models, including service levels, performance reporting, control evidence, and escalation processes
• Experience building or managing deposit products during bank formation, a de novo launch, product conversion, or significant platform transformation
• Relevant product, banking, risk, compliance, or project-management certification is preferred