Senior Software Engineer, White Label Platform

Upstart is an AI lending marketplace focused on reducing the cost and complexity of borrowing through technology. The Senior Software Engineer will help shape the White Label Platform by building scalable full-stack systems, APIs, UIs, and self-service tools while collaborating with product, business, and engineering stakeholders.

Responsibilities:

• Collaborate with product managers, engineers, and business stakeholders to deliver projects that align with business goals
• Assist in the design, development, and maintenance of self-service tools that enhance the investor experience
• Work with business stakeholders to identify opportunities for process optimization and build solutions that improve business workflows
• Develop scalable, reliable systems that meet the needs of both internal users and external investors
• Ensure security, performance, and availability of our critical platforms
• Participate in code reviews, testing, and the deployment of high-quality code

Requirements:

• 5+ years of experience in software development, with a strong focus on full-stack development, distributed systems, and APIs
• Design, build, and maintain scalable APIs, services, and UIs that enable partners to access performance data, operational workflows, and program controls
• Experience with some or many of the following: Ruby on Rails, Kotlin, PostgreSQL, React, Next.js, Vercel, Python
• Experience with cloud platforms (AWS, GCP, Azure) and deploying applications in a cloud native environment
• Experience with microservices architecture and real-time data processing pipelines (Kafka, Spark, or similar)
• Familiarity with database technologies such as SQL and data warehousing solutions
• Good communication and teamwork skills, with the ability to work effectively with cross-functional teams
• Experience with building robust platform
• Experience in capital markets, financial services, or a related industry, with a strong understanding of market structures and regulations
• Prior experience or demonstrated enthusiasm for working on internal tools
• History of thriving in a variety of work environments: both collaborative and self-directed; remote and in-person
• Experience with Ruby on Rails, Kotlin, or React