Sr. Software Engineer - Based in India

Credibly provides data-driven financing products and technology solutions that help small businesses access capital. The Senior Software Engineer will design and implement major components of the lending origination, servicing, and reporting system while contributing hands-on development and mentoring junior engineers. The role involves collaborating across engineering, product, data science, and business teams to build AWS-based software using microservices, Python, React, databases, and generative AI.

Responsibilities:

• Work fully embedded in a development team, including attending stand-up meetings and substantially overlapping your work day with Eastern time zone hours (minimum overlap of 9am to 1pm ET)
• Work with the engineering, product, and data science teams and business stakeholders to create, innovate, and implement effective solutions that support online lending and servicing
• Lead the design and development of new software products and major enhancements to existing software for clients and business partners
• Analyze, vet, and review code that supports standard database and software solutions on an enterprise software platform hosted on AWS
• Leverage generative AI tools and LLMs to accelerate development, improve productivity, and build innovative product features

Requirements:

• 5+ years building and running production Python services, including ownership through deployment, monitoring, and production incidents
• 5+ years designing and consuming REST APIs in a microservices architecture, with clear reasoning about service boundaries, versioning, and backward compatibility
• Hands-on experience with AWS beyond "it runs there": containerized compute (ECS/EKS or Lambda), queues and messaging (SQS/SNS), S3, and CloudWatch or equivalent observability tooling
• Relational data modeling and query tuning in MySQL, plus practical DynamoDB access-pattern design
• Automated testing (pytest or similar), CI/CD pipelines, incremental rollout, and troubleshooting on Linux
• Demonstrated technical leadership: has led a multi-engineer effort end to end, authored the design, reviewed others' work, and grown less experienced engineers
• While performing the duties of this job, the employee is regularly required to sit
• The employee is occasionally required to stand; reach with hands and arms; climb or balance; and talk or hear
• The employee must regularly lift and/or move up to 10 pounds
• Event-driven and asynchronous architectures (SQS/SNS, Airflow or similar orchestration)
• FastAPI and SQLAlchemy ORM
• Docker, and infrastructure as code (Terraform or CloudFormation)
• React or another modern frontend framework
• Building with LLMs and GenAI: prompt design, evaluation, RAG or agentic workflows, and working effectively alongside AI coding agents
• Financial services applications and regulated data, especially lending or payments
• Security practices for web applications: authn/authz, OWASP basics, secrets handling