Auto Insurance Product Development Manager

Kin is a remote-first insurance company that uses data, technology, and human support to build more affordable and effective homeowners insurance products. The Auto Insurance Product Development Manager will design and launch insurance products, coverages, pricing models, and enhancements while supporting state expansion, regulatory readiness, and post-launch performance monitoring. The role also applies AI and machine learning to pricing and risk workflows and partners with actuarial, product, and compliance teams.

Responsibilities:

• Design and develop new insurance products, rules, coverages, and enhancements that improve competitiveness and customer value
• Lead state expansion efforts by building and launching pricing models for new states, and optimizing existing state models for performance
• Own the research and proposal of new products, rules, coverages, and enhancements
• Own the end-to-end rollout process, from initial pricing analysis through launch and post-launch monitoring
• Leverage AI and machine learning tools to enhance pricing accuracy, uncover emerging risk patterns, and accelerate analytical workflows
• Partner cross-functionally with actuarial, product, and compliance teams to ensure new features are technically sound and regulator-ready
• Build and maintain dashboards and KPIs that track the performance of newly launched products and pricing features
• Translate market and competitive research into concrete product recommendations and pricing adjustments
• Identify opportunities for pricing innovation ahead of state expansion, ensuring readiness for regulatory review and market entry

Requirements:

• 5+ years of insurance product development experience
• Demonstrated experience building or launching new insurance products, features, or rating enhancements
• Experience supporting state expansion efforts, including new-state pricing model development and regulatory readiness
• Hands-on experience applying AI and machine learning tools to pricing, underwriting, or risk workflows, with measurable results
• Strong understanding of regulatory modeling and compliance requirements across multiple states
• Ability to translate market research and competitive analysis into concrete pricing and product recommendations
• Comfortable partnering cross-functionally with actuarial, product, and compliance teams without formal authority over those teams
• 5+ years of Auto product development experience preferred
• Personal auto insurance experience preferred but not necessary