Data Scientist, Payment Risk - USDS

TikTok USDS Joint Venture is seeking a Data Scientist for their Payment Risk team to enhance payment solutions and ensure a secure payment experience. The role involves establishing risk management frameworks, developing metrics, leveraging AI and Machine Learning for fraud detection, and collaborating with cross-functional teams.

Responsibilities:

• Establish a holistic risk management framework for mitigating the risk of payment fraud, credit losses and financial abuse across consumers, merchants, and affiliates
• Develop metrics and dashboards to monitor risk, perform scenario planning and simulation testing
• Leverage cutting-edge AI and Machine Learning techniques to solve complex risk problems, to improve the efficiency of automated detection and the effectiveness of risk interventions, reducing false positives while maintaining high recall
• Deep dive into fraud cases through massive data and ad hoc analysis that identify root causes of risk originations
• Design risk solutions that introduce appropriate amounts of friction for suspicious users based on suspicious user characteristics and machine learning models
• Collaborate with product, engineering and cross function teams to define risk product roadmaps and strategies
• Communicate results on a regular basis to stakeholders around the world, including executive leadership