Business Analyst – Credit Card Lending (Loan Origination)

ICONMA is an IT Services and Consulting company seeking a Business Analyst – Credit Card Lending (Loan Origination). The role involves gathering business requirements, translating them into user stories, and collaborating with various teams to ensure regulatory compliance and process improvements.

Responsibilities:

• Gather and document business requirements for credit card application and loan origination processes (application intake, underwriting, decisioning, funding)
• Translate requirements into user stories, acceptance criteria, and process/data flow diagrams for engineering teams
• Analyze origination funnel metrics (approval rates, drop-off, TAT) and recommend process improvements
• Support UAT, defect triage, and production issue investigation for origination platforms
• Liaise with Credit Risk, Compliance, Fraud, and Product teams to ensure regulatory and policy alignment (Reg B, FCRA, KYC/AML)
• Maintain BRDs, functional specs, and traceability matrices

Requirements:

• 3–6 years as a Business/Systems Analyst in banking or fintech
• Direct experience with loan/credit card origination platforms
• Familiarity with credit decisioning rules, bureau data and underwriting workflows
• Agile/Scrum experience writing user stories
• Years of Experience: 7.00 Years of Experience