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Job Summary

The Process Associate - Collections role is responsible for supporting one or several processes, including, but not limited to processing Docuware mail, working exception reports, contacting customers, performing audits, conducting research and customer-impacting back office activities for Regulatory and Procedural compliance and/or optimal customer experience.

The role is responsible for executing the assigned support processes in a timely and accurate manner in adherence to documented procedural and compliance requirements. The incumbent is required to meet established performance standards and maintain operational acumen for the assigned processes.

 

Essential Job Functions (specifics vary based on process)

• Process Management: Achieves expected scores on key performance metrics such as volume, accuracy, productivity, TAT, etc. in processing of assigned support process as per defined performance standards for each process. Proven ability to accurately follow published procedures and execute on processes as per established criteria. Identify/resolve escalated issues around procedural cases/inquiries, as needed. Applies knowledge of Microsoft Office tools such as Word, Excel, PowerPoint, and Teams to execute daily work.

• Compliance: Ensures compliance with relevant company and regulatory guidelines. Quickly learns applicable policies, processes, and operations to execute on the assigned process. Take efforts to gain and maintain knowledge of Regulatory requirements and Procedural guidelines to maintain applicable industry, business, and operational acumen.

 

Reports to: Team Lead

Working Conditions/ Physical Requirements: Normal office environment, no travel required.

Direct Reports: None

 

Minimum Qualifications:

• Bachelor’s degree in humanities, arts, science, commerce or equivalent education.

• 0-1 years work experience in a fast paced, process-driven environment and ability to meet target productivity and quality goals.

Other Duties

This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any time.

About Bread Financial®

At Bread Financial, you’ll have the opportunity to grow your career, give back to your community, and be part of our award-winning culture. We’ve been consistently recognized as a best place to work nationally and in many markets and we’re proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled—both personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression.

Bread Financial® (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending and saving solutions to millions of U.S. consumers. Our payment solutions deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, technology, electronics, jewelry, home and specialty apparel through our co-brand and private label credit cards and pay-over-time products providing choice and value to our shared customers. Additionally, we offer Bread Financial general purpose credit cards and saving products that empower our customers and their passions for a better life.

 

Bread Financial proudly marks 30 years of success in 2026. To learn more about our global associates, our performance and our sustainability progress, visit breadfinancial.com or follow us on Instagram and LinkedIn.

• All job offers are contingent upon successful completion of credit and background checks.

• Bread Financial is an Equal Opportunity Employer.

Job Family:

Operations

Job Type:

Regular