Credit Business Intelligence Analyst

WEX is a company focused on delivering best-in-class reporting and analytics solutions. The Credit Business Intelligence Analyst will partner with various teams to monitor product performance, provide insights, and optimize credit journeys to mitigate future losses.

Responsibilities:

• Partner with the WEX analytical community to ensure data availability to meet use cases and reporting requirements
• Collaborate with the commercial engagement team, LOBs and risk functions to identify KPI/KRIs
• Leverage SQL and Python to query existing data and run analysis on WEX data and models
• Identify opportunities in the data and create strategies to optimize the process (adjudication, portfolio actions and collections)
• Develop dashboard and packaged reporting for delivery to key stakeholders
• Review KPI/KRI reporting for trends
• Pair reporting with business activities to provide context and meaning in order to drive actionable outcomes
• Prepare reporting for management with strategic recommendations and action plans that have been created in collaboration with LOB and risk stakeholders
• Act as point of contact on business requests related to LOB from commercial teams and Finance
• Communicate with data vendors to bring in external data and effective monitoring tools to help with risk analytics and reporting
• Automation of reporting using Tableau and other tools
• Create presentations for business and risk leaders to report findings and insights
• Trace back and explain how data originate in processes and operations to ensure correct interpretation in reporting/analysis
• Help identify root causes for adverse trends in risk or credit performance
• Propose actionable insights to reduce credit risk while supporting portfolio growth targets
• Evaluate and query complex data sets to derive insights that shape financial forecasts

Requirements:

• BA/BS degree or equivalent experience
• 5+ years supporting in financial services and or supporting credit risk
• Expert-level working Knowledge of SQL and Snowflake
• Data Management Skills (SQL, Data Lake, Tableau, Snowflake, Python, R, dbt, GitHub, etc.)
• Experience with Snowflake Intelligence (Cortex) or other AI tools preferred