Lead and manage a team of risk professionals, providing guidance, mentorship, and performance evaluations.
Develop and implement robust wholesale credit risk frameworks, policies, and procedures in line with regulatory requirements and internal risk appetite.
Conduct in-depth credit analysis of complex corporate and institutional clients, including financial statement analysis, industry trend assessment, and business model evaluation.
Monitor and manage the wholesale credit portfolio, identifying emerging risks, concentrations, and potential areas of concern.
Participate in credit committees and present comprehensive risk assessments and recommendations for credit proposals.
Collaborate with front-office teams, legal, and other relevant departments to structure and execute complex transactions while ensuring appropriate risk mitigation.
Oversee the development and maintenance of risk models and tools for wholesale credit assessment and portfolio management.
Prepare regular risk reports and presentations for senior management and regulatory bodies, highlighting key trends, exposures, and risk management initiatives.
Stay abreast of industry best practices, regulatory changes, and economic developments impacting wholesale credit risk.
Drive continuous improvement initiatives within the wholesale risk function, including process optimization and technology enhancements.

Bachelor's degree in Finance, Economics, Business Administration, or a related quantitative field
Master's degree or CFA designation preferred
Minimum of 8-10 years of progressive experience in wholesale credit risk management within a financial institution, with at least 3-5 years in a leadership or senior management role
Demonstrated expertise in corporate credit analysis, financial modeling, and risk assessment methodologies
Strong understanding of various wholesale products and services, including corporate lending, trade finance, and capital markets
In-depth knowledge of relevant banking regulations (e.g., Basel Accords, local regulatory frameworks) and their implications for wholesale risk management
Excellent analytical, problem-solving, and decision-making skills
Proven leadership and team management abilities, with a track record of developing and motivating high-performing teams
Exceptional communication and interpersonal skills, with the ability to effectively articulate complex risk concepts to diverse audiences
Proficiency in risk management software and financial analysis tools
Fluency in English is required; proficiency in Spanish is a significant advantage.

Senior Manager, CIB Work Out

Key skills