Assessing and managing credit risk for commercial clients
Analyzing financial statements and monitoring loan portfolio
Ensuring compliance with credit policies and regulatory requirements
Underwriting new requests and material modifications
Managing ongoing credit risk of existing loan portfolios through continuous credit monitoring
Reviewing credit and financial information
Completing credit analyses for the Bank’s commercial transactions
Preparing risk rating assessments and identifying credit risks
Partnering with relationship managers throughout the deal process
Presenting analysis during credit request discussions

Bachelor's degree in Accounting, Finance, Economics, or related field
5 years’ experience in commercial credit, public accounting, financial statement preparation/analysis or other financial analysis
Strong analytical skills with proficiency in financial modeling and analysis of credit metrics
Ability to calculate and interpret financial ratios, analyze date, and complete trend analysis
CRE Commercial Credit experience required
Excellent verbal and written communication skills
Critical thinking and problem-solving abilities
Attention to detail and high level of accuracy
Ability to work independently and as a part of a team
Strong organizational and time management skills
Customer focused with strong interpersonal and relationship building skills
Proficiency in Microsoft Office.

Senior Commercial Credit Associate – CRE

Key skills