Commercial Credit Associate

Role Overview

• Assessing and managing credit risk for commercial clients
• Analyzing financial statements and monitoring loan portfolios
• Facilitating credit needs of customers by underwriting requests
• Managing ongoing credit risk of existing loan portfolios through continuous credit monitoring
• Reviewing credit and financial information including financial statements and due diligence reports
• Preparing cash flow, collateral schedules, financial models, and guarantor statement analysis
• Ensuring compliance with credit policies and identifying risk-related issues needing escalation

Requirements

• Bachelor's degree in Accounting, Finance, Economics or related field
• At least 4 years’ experience in commercial credit, public accounting, and financial statement analysis
• Strong verbal and written communication skills
• Strong analytical skills with proficiency in financial modeling and analysis of credit metrics
• Ability to calculate and interpret financial ratios, analyze data, and complete trend analysis
• Familiarity with legal documents and how to efficiently understand structural elements
• Strong organizational and time management skills
• Proficiency with Microsoft Office

Benefits

• Health insurance
• 401(k) matching
• Flexible working hours
• Paid time off
• Paid volunteer time