Designed and implemented credit decision strategies within enterprise decision engines for consumer lending products (cards, unsecured/secured loans, deposits)
Evaluated business processes, elicited requirements, and developed detailed test scenarios to ensure solution accuracy and effectiveness
Built and maintained comprehensive documentation, including procedures and process flows for credit strategies and decisioning systems
Developed and delivered executive-level presentations and data visualizations to communicate key insights and recommendations
Led cross-functional discussions with internal stakeholders and external partners to align on strategy design and implementation
Analyzed credit bureau and risk data to support decisioning strategies and optimize portfolio performance
Identified business needs proactively and recommended data-driven process improvements
Reviewed and validated work of junior analysts, providing mentorship, feedback, and technical guidance

Bachelor’s degree in Business, Finance, or related field or equivalent experience required
5+ years of experience in consumer lending, credit risk, and decision strategy development
Strong knowledge of consumer lending regulations (e.g. Reg Z, FCRA, ECOA, etc.)
Credit Risk & Consumer Lending experience
Decision Strategy and Development
Credit Bureau Data Analysis
Test Planning & Scenario Design
Process Improvement & Documentation
Data Visualization & Storytelling
Stakeholder Communication & Leadership
SAS / Python / Tableau (working knowledge)
Excel & PowerPoint (advanced)

Eligible for incentive compensation which may include production, commission, and/or discretionary incentives

Senior Business Analytics Associate

Key skills