Manage end-to-end product lifecycle, including program updates, launches, and post-implementation tracking.
Expand product globally.
Lead product governance for new insurance product variants, including financing eligibility assessments.
Partner with Risk on portfolio monitoring, underwriting alignment, and delinquency management.
Oversee loan documentation standards (applications, offer letters, assignments, disclosures) with Legal/ICRM approvals.
Drive regulatory engagement with MAS and HKMA, including submissions, reviews, and governance forums.
Act as Material Risk Person (MRP) (where applicable) and represent IPF in senior governance forums.
Manage internal/external audits and execute MCA controls and testing.
Lead business management activities, including ENR/BOP planning, QMMF forecasts, MIS reporting, and issue escalation.
Support frontline enablement, training, and solutioning for insurance financing strategies.
Track portfolio metrics (Net AUM, CSV, insurer ratings, surrender trends) and lead remediation where required.
Drive process improvements across Credit Ops, Risk, Compliance, and Frontline.
Define and execute Technology Book of Work, including UAT, releases, and digital/STP enhancements.
Monitor market trends and competitor offerings to inform pricing and product strategy.

Bachelor’s degree required
Advanced degree or relevant certifications preferred
10–12+ years in insurance premium financing, lending products, or private banking credit
Strong understanding of credit risk, insurance industry, and portfolio monitoring
Experience with regulatory frameworks (MAS, HKMA) and governance forums
Proven track record in product management and stakeholder engagement
Strong risk and control mindset
Advanced stakeholder management and influencing skills
Ability to operate in complex, matrixed environments
Strong analytical and problem-solving capabilities
Experience in process transformation and digitization initiatives

Senior Vice President – Insurance Premium Financing Product Management, Governance

Key skills