Credit Delivery Portfolio Manager – Medical Specialty Team

Role Overview

• Responsible for underwriting loan transactions
• Completing all required financial and other due diligence
• Proactively manages an assigned portfolio of credit relationships
• Handle all loan requests above $10MM
• Structure loan terms, covenants, and pricing
• Respond to client needs, participate in client presentations
• Understand industry specific and client entity structures
• Manage time-critical financial and operational due diligence
• Negotiate key financial structure and legal documentation
• Coordinate with key partners like relationship management and Credit Risk Management
• Provides technical assistance and coaching to junior Credit Portfolio Managers
• Provides monitoring and industry/market research for complex industries

Requirements

• Bachelor’s Degree in Accounting, Finance or business, or an equivalent combination of education, training and experience
• Minimum of seven (7) years underwriting and managing commercial lending transactions
• Demonstrates strong decision making skills and ability to balance business development and risk mitigation
• Excellent proven oral and written communication skills
• Strong client relationship skills
• Demonstrates strong negotiation and persuasion skills during external interactions with clients/prospects and internally with Relationship Management partners and Credit Risk Management
• Completion of formal bank credit training program from a well-respected financial institution (Preferred)
• Strong industry and product knowledge (Preferred)
• Experience underwriting real estate related transactions (Preferred)
• Strong financial analysis skills and ability to create financial models in order to analyze projected cash flows and debt repayment (Preferred)
• Solid legal and loan structuring fundamentals (Preferred)

Benefits

• medical, dental, vision, life insurance
• disability
• accidental death and dismemberment
• tax-preferred savings accounts
• 401k plan
• 10 days of vacation during the first year of employment
• 10 sick days
• paid holidays
• potential for defined benefit pension plan
• restricted stock units
• deferred compensation plan