Implement and maintain an enterprise-wide integrated risk management and governance framework.
Develop and oversee risk assessment processes across credit, market, operational, and compliance risk categories.
Maintain core corporate risk policies, including those covering: AML and financial crime, Operational and information security, Business continuity, Acceptable use and data protection.
Handle internal suspicious activity reports and submit SARs to the NCA.
Ensure consistency and effectiveness of AML controls across all business areas.
Serve as the key contact for AML audits, regulatory inspections, and scheme reviews.
Ensure FCA compliance by maintaining up-to-date procedures and supplying fraud-related data as required.
Design and deliver internal staff training on AML, PCI DSS, and compliance policies.
Conduct and coordinate internal and external audits to meet PCI, DIA, and card scheme requirements.
Build trust and ensure credibility with key business partners, auditors, customers, and regulators.

Bachelor’s degree in law, Business, Finance, or a related field
5 years' experience in AML, risk, and compliance roles in financial services or payments.
Experience in the payments industry is preferred.
Excellent working knowledge of regulations, AML frameworks, and financial crime prevention.
Strong familiarity with PCI DSS, fraud risk management, and data protection standards.
Proven ability to lead and implement internal controls and training programs.
Highly organized, independent, and comfortable working in a fast-moving environment.
Excellent communication and reporting skills, including direct experience with regulators or auditors.

Compliance Officer

Key skills