use quantitative methods to identify credit risk
develop and deliver credit strategies
monitor credit performance for consumer credit portfolios
mitigate operational and compliance risk inherent in credit strategy
track and monitor internal and external factors impacting credit strategy performance for bank portfolio products
apply critical thinking skills to synthesize analyses
assist in delivering Bank credit risk strategies across lines of defense
utilize quantitative analysis based upon internal and external data sources
develop and present comprehensive risk and financial reporting

Bachelor's degree in Business Management, Finance, Economics, Engineering, or in a Mathematical discipline; OR 4 years of related experience may be substituted in lieu of degree
4 years of experience in an analytical field or work focused on leading analytical projects, advanced analytics, and risk assessments
Understanding of banking regulations, risk and/or compliance
Strong presentation and communication skills
Good business acumen and attention to detail and accuracy
Strong research, investigation skills and demonstrated good judgement in problem solving
Strong knowledge of Microsoft Office products, particularly Excel, Word, and PowerPoint
Strong knowledge of data analysis tools including skills to develop analysis queries and procedures in SQL, SAS, or other business intelligence and analysis software applications for data segmentation, aggregation, and statistics (e.g., SPSS, Python, R or Visual Basic)

Bank Credit Risk Analyst – Retail Banking

Key skills