Shape and lead the partnerships and schemes strategy behind one of the UK’s largest credit card portfolios
Drive real commercial impact and customer value
Take full ownership of credit card partnerships and card scheme relationships (Visa and Mastercard)
Ensure accountability for P&L performance, partner delivery and strategic investment of scheme funding
Lead the end-to-end lifecycle of co-brand partnerships, from identifying and selecting partners to structuring deals, negotiating commercial terms and managing ongoing performance
Develop and grow merchant partnerships that enhance propositions, deepen customer engagement and drive sustainable spend growth
Work closely with card schemes to shape long-term strategic relationships, manage commercial negotiations and ensure compliance with all scheme requirements

7+ years extensive experience in credit cards, co-brand partnerships and card schemes (Visa and Mastercard), within a financial services or payments environment
Strong track record of leading co-brand partnerships end-to-end, including structuring deals, commercial negotiation, contracting and performance management
Experience of P&L ownership, financial planning and delivering against commercial targets
Strong understanding of governance, regulatory requirements and operational delivery within a regulated financial services environment
Proven ability to interpret complex external requirements (e.g. scheme rules, regulatory changes) and translate these into clear business and customer outcomes
Experience leading or developing high-performing teams within a matrixed organisation

Senior Manager – Credit Cards Partnerships, Schemes

Key skills