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Senior Credit Products Specialist – Lender Finance at Flagstar Bank | JobVerse
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Senior Credit Products Specialist – Lender Finance
Flagstar Bank
Remote
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Senior Credit Products Specialist – Lender Finance
Michigan, United States of America
Full Time
2 weeks ago
$105,974 - $168,468 USD
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Key skills
Leadership
Stakeholder Management
Communication
About this role
Role Overview
Lead the structuring, analysis, and approval of highly complex credit transactions, ensuring risk is balanced with business needs.
Proactively monitor portfolio risk, identifying industry trends and economic factors impacting credit quality.
Serve as a strategic partner to RMs and senior leadership, offering expertise in credit negotiations and deal execution.
Work directly with clients, legal counsel, and internal teams to structure and negotiate credit agreements.
Mentor junior credit professionals, providing training and leadership in credit risk best practices.
Analyzes and resolves problems pertaining to the assigned portfolio.
Requirements
Undergraduate Degree (4 years or equivalent) in Finance, Accounting, Economics, or a related field or 12+ years of equivalent experience
8+ Years in commercial credit analysis/structuring, underwriting, portfolio management and risk analysis
Deep expertise in structuring and negotiating complex credit agreements.
Strong leadership skills with the ability to influence credit strategy and policy.
In-depth understanding of macroeconomic factors and their impact on credit risk.
Proven ability to manage large portfolios and advise senior executives.
Exceptional communication and stakeholder management skills.
Well versed in legal documentation (e.g., Credit Agreements) and positioned to both develop more junior associates on the topic
Benefits
medical, dental, vision, life, and disability insurance
comprehensive leave program
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