Performs assigned independent quality review activities, including testing and data quality assessment, in support of the wholesale bank, private bank, business loan center, and credit risk
Communicates review results with business partners to support issue resolution, and contributes to aggregated team-level reporting provided to senior and executive management
Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and following policies and procedures as defined
Execute assigned quality review assessments and testing of key commercial credit processes (e.g., probability of default ratings)
Complete reviews on lower-complexity credits and data sets in accordance with established methodologies, procedures and testing plans
Manage execution of multiple assigned reviews, ensuring timely completion and high quality results, escalating issues as needed
Document review results clearly and accurately, and communicate findings to the appropriate parties to support issue resolution
Support senior staff in execution of testing plans and ongoing review processes
Build effective working relationships with internal partners, including, among others, relationship managers, portfolio managers, and credit officers, as required for assigned reviews
Participate in training, process documentation, and special projects as needed to support team objectives.

Bachelor's degree in accounting, finance, business, or economics, or a related field or equivalent related experience
0-2 years of experience in credit analysis, quality review, loan review, Central Credit Utility, or a related function; banking industry experience preferred
Professional verbal and written communication skills, with the ability to handle confidential information appropriately
Proficient in Microsoft Office products; ability and willingness to learn mainframe applications and automated data analysis tools
Ability to work collaboratively within a team environment and execute tasks independently within established procedures in a dynamic work environment
Strong organizational skills and attention to detail
Demonstrated ability to apply logical and critical thinking when reviewing information and identifying issues.

Credit Utility Quality Review Analyst

Key skills