Credit Utility Analyst

Role Overview

• Performs a variety of commercial credit processes and controls for the central credit utility.
• Involved in other related risk and commercial business activities, as required.
• Focus of role will include spreading commercial customer and prospect financial statements for use in credit decisioning and risk evaluation.
• This involves analyzing and interpreting business and personal financial statements of all types to recreate financial statement reports in a format that represents the bank's credit underwriting and risk evaluation principles.
• Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined.
• Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience.
• While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.

Requirements

• Bachelor's degree in accounting, finance or economics or commensurate experience.
• 1 year of credit analysis and/or loan review experience in the banking industry is preferred.
• Must be proficient in basic software applications such as Microsoft Word and Excel.
• Good working knowledge of Fifth Third's internal applications such as CCAS, ACE and AFS and vendor supported systems such as Moody's Risk Analyst and Crowe Navigator is preferred.
• Excellent attention to detail.
• Ability to work Independently, attentive to deadlines.
• Good interpersonal skills, proficient at multi-tasking, and possessive of strong verbal and written communication skills.

Benefits

• Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day.
• Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being.
• You can learn more about those programs on our 53.com Careers page at: https://www.53.com/content/fifth-third/en/careers/benefits.html or by consulting with your talent acquisition partner.