Credit Analyst
Stellenbosch, Western Cape, South Africa
Full Time
2 weeks ago
No Sponsorship
Key skills
Sales
About this role
Role Overview
- Conduct an in‐depth, specialised and quality credit assessment and risk analysis on potential and a Commercial Portfolio
- Monitor client’s performance on a continuous basis for risk indicators
- Monitor adherence of covenants and conditions
- Discuss any deviations and possible concerns with Sales team
- Pro-actively identify problematic /high-risk clients and advise Credit accordingly
- Explore new, improved, and alternative ways of solutioning client credit requirements
- Compile reviews, amendments, and new applications to the appropriate lending authorities
- Issue facility letters to clients after reviews have been compiled and new facilities granted
Requirements
- Bachelor`s Degrees and Advanced Diplomas
- Business, Commerce and Management Studies, Credit Risk
- Five years or more of relevant work experience
- Strong computer skills and experience with Microsoft Office, especially Excel.
Benefits
- Health insurance
- Retirement plans
- Professional development opportunities