About this role

Assist sales in analyzing financial statements, assessing borrower creditworthiness, and preparing credit approval packages within assigned specialized vertical or region
Monitor financial trends, covenant compliance, and borrowing bases to identify potential credit risks and recommend actions
Work alongside sales and credit teams to structure deals, address underwriting inquiries, and support client needs
Act as a mentor to analysts, sharing expertise in financial analysis, credit structuring, and risk assessment
Stay informed on market trends, credit policies, and risk mitigation techniques to strengthen expertise in commercial lending

Undergraduate Degree (4 years or equivalent) in Finance, Accounting, Economics, or a related field or 5+ years of equivalent experience
Minimum experience required: 2+ Years in credit underwriting, portfolio management, or a related field
2+ years of experience in the direct specialized line of business (Specialized commercial industries, capital markets, corporate commercial banking, etc.)
Strong financial analysis and risk assessment abilities
Basic understanding of loan structuring and credit agreements
Proficiency in financial modeling and credit decision tools
Effective communication and teamwork skills.

Credit Products Specialist I – Franchise Finance

Key skills